HDFC ERGO Health Insurance for Senior Citizens

Health Insurance

After you have turned 60 or more, you tend to have critical health issues. And the medical expenses for the treatment is increasing rapidly making it difficult to manage. So, opting for health insurance is the smartest decision to make. Health Insurance for senior citizen provides coverage for your medical issues after retirement. HDFC ERGO Health Insurance for Senior Citizen is the best insurance plan for making your post-retirement year’s tension free by taking care of your medical issues.

Why HDFC ERGO Health Insurance for Senior Citizen is important?

With growing age, people become physically weak and financially dependent. And the costs related to health issues at the age of 60 or above is really expensive. So, HDFC ERGO Senior Citizen Health Insurance is a solution to the problem.

Here, are the reasons as to why HDFC ERGO Health insurance for a senior citizen is important-

  • Medical Expenses– Today, the cost of treatment is sky high and is very difficult to afford. HDFC ERGO Health Insurance for Senior Citizen helps in safeguarding your finances against any critical ailment at an old age. 
  • Lifestyle Health Issues- With the changing lifestyle, senior citizens tend to fall sick. HDFC ERGO Health Insurance for Senior Citizen provides coverage for any lifestyle-related health isuues without hurting your pocket.
  • Added Benefit– HDFC ERGO Health Insurance for Senior Citizen provides medical coverage as well as added benefits like- health tips, diet, nutrition, fitness regime. 
  • Savings- HDFC ERGO Health Insurance for Senior Citizen helps in savings, if you plan for your retirement in your early age. You will be guaranteed with low premium and maximum medical coverage under HDFC ERGO Health Insurance for Senior Citizen.
  • Tax Benefit– Based on your premium paid for HDFC ERGO Health Insurance for Senior Citizen, you will enjoy tax benefit under Section 80D.

Things to consider when buying HDFC ERGO Health Insurance for Senior Citizen

Following are some of the important things to consider when buying HDFC ERGO Health Insurance for Senior Citizen-

  • HDFC ERGO Health Insurance for Senior Citizen provides entry age of 60 or above. If you fail to plan early for your retirement years, HDFC ERGO Senior Citizen Health Insurance takes care of your old age medical problems.
  • HDFC ERGO Senior Citizen Health Insurance provides coverage for critical health issues like- cancer, dialysis, diabetes etc.
  • You can renew the insurance plan for a considerable time period. So, HDFC ERGO Senior Citizen health insurance plan provides medical coverage over a long time period in your old age.
  • HDFC ERGO Health Insurance for Senior Citizen provides 9000+ cashless hospital network for easy treatment.
  • HDFC ERGO offers high assured sum which largely covers medical emergencies. 
  • The health risk of senior citizen are quite high so, senior citizen health insurance premium are quite high.

Benefits of HDFC ERGO Health Insurance for Senior Citizen

  • It provides cashless treatment under empanelled hospital under HDFC ERGO.
  • Covers pre and post hospitalization expenses.
  • Provides free health check-ups.
  • Online insurance policy with minimum paperwork.
  • Tax benefit on health insurance premium.

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