HDFC Ergo Health Insurances Benefits

Health Insurance

HDFC Ergo is one of the most trusted health insurance companies in India. HDFC Ergo provides vast policies to its customers. HDFC Ergo offers health Suraksha plan, critical illness policy, and also has a plan to cover personal accidents. With the help of HDFC Ergo health insurance policy, you don’t have to be worried about your well-being.

Key Features of HDFC Ergo Health Insurance

  • HDFC Ergo health insurance covers four members of your family two children and two adults.
  • By the help of HDFC Ergo Health Insurance, you can save yourself from financial burden hdfc Ergo health insurance offers lifetime renewal, so you can be ready to handle any unfortunate medical situation.
  • You can earn a 5% bonus for every claim free year.
  • HDFC Ergo Health Insurance policies have no sub-limits on room rent as they score brownie points.
  • You can avail the pre and post hospitalization covers as they provide medical expenses sixty days prior to hospitalization and ninety days post hospitalization fees.
  • The health checks up expenses is reimbursed on successful completion of four claim free years.
  • If you have any pre-existing disease it will be covered after four years.

HDFC Ergo Health Insurances Benefits

  • To complete all their customers’ needs they provide a wide range of health insurance policies. HDFC Ergo Health insurance provides individual plans, family floater plans, critical insurance plans, top up plans and many more.
  • HDFC Ergo Health Insurance policyholders can choose any hospital from the 6000+ cashless hospitals to get treated.
  • HDFC Ergo Health Insurance policies provide the benefits of no-claim bonus.
  • HDFC Ergo policyholders can choose any payment option for the premium.
  • HDFC Ergo Health Insurance policies not only provide hospitalization cover for accident or illness they also provide for pre and post hospitalization expenses, domiciliary treatment and also for those day care procedures.
  • HDFC Ergo policyholders can get tax benefits easily under section 80D of the income tax act 1961.
  • HDFC Ergo provides the facility of online payment through net banking credit card or debit card.
  • You can renew your HDFC Ergo health insurance policy at anywhere any time you want. You can do it online.
  • The online premium calculator is one of the most amazing things provides y HDFC Ergo Health Insurance so you can easily calculate your premium at any time.
  • If you want to claim your HDFC Ergo health insurance policy you just can easily download the claim form from the website and fulfill it and submit it.
  • To delight their customers HDFC Ergo provides exclusive benefits they can avail special offers on selected health and beauty clinics, pharmacy, spa etc.
  • HDFC Ergo provides a very good customer care service you even can request callbacks by filling the online request form.
  • HDFC Ergo health insurance provides the benefits of buying insurance online which is very easy and convenient.

There are seven types of health insurances policies provides by HDFC Ergo they are-

  • Medisure Classic
  • Health Suraksha Silver
  • Health Suraksha Silver with Regain & ECB.
  • Health Suraksha Gold
  • Health Suraksha Gold with Regain & ECB.
  • HDFC Ergo Critical illness Silver
  • HDFC Ergo Critical illness Platinum

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