HDFC Ergo Health Suraksha Top Up Health Insurance

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Upto 40 Lacs* @ 10.99%* P.A

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Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

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Minimum Turnover Should Be Rs. 3Lakhs!

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

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HDFC Ergo Health Insurance provides so many health insurance policies to fulfill their customer needs. A top-up health insurance plan is kind of a topping of a pizza. A top-up plan provides extra coverage on your current health insurance policy; you just have to pay little more to avail this.

Key Features of HDFC Ergo Top up Health Insurance plan

  • There are no sub-limits of coverage on pre-hospitalization and post-hospitalization expenses in this health insurance policy.
  • No sub-limits of coverage for day care procedures.
  •  The quick response time for a cashless claim is six hours, or the company pays an extra penalty charge for it.
  • The premium price is low but the coverage is high.
  • Can avail the tax benefit under section 80D.
  • You can avail 5% discount if you have taken it continuously for three years.
  • You can cancel this policy even in fifteen days and it will be refunded but if you have claimed already refund won’t be applicable.
  • You can renew your policy throughout lifetime but you have to pay the renewal premium within thirty days of the due date.
  • You don’t have to be worried if you already have made a claim your premium price won’t be changed.
  • Two children, spouse, parents, and in-laws can be covered under the policy. Individual and family floater both policies are available in this.

Benefits of HDFC Health Suraksha Top Up Health Insurance

  • The claim settlement is hassle-free; you don’t need so many documents to claim.
  • Avail the 80D tax benefit.
  • Sum insured is increased by 5% on every claim free renewal.

Eligibility Criteria

  • The policyholder should be in the age group of 18 to 65 years old.
  • Children aged between 23 years to 91 days can be insured.
  • If you don’t have any pre-existing disease there is no need for medical checkup up to fifty-five years.

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Proceed

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Proceed
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