HDFC MoneyBack Credit Card is an amazing Credit Card it ensures maximum cashback compared to other cards. HDFC MoneyBack Credit Card offers are also helpful to its cardholder also HDFC MoneyBack Credit Card offers the opportunities to earn money back rewards also with other rewards. After you have opted for HDFC MoneyBack Credit Card Apply and your HDFC MoneyBack Credit Card Login has done you can check your HDFC MoneyBack Credit Card Status. Once you meet the HDFC MoneyBack Credit Card Eligibility your HDFC MoneyBack Credit Card will be in your hand.
HDFC MoneyBack Credit Card Features
- HDFC MoneyBack Credit Card Rewards
You can earn two reward points on every purchase worth Rs. 150. If you accumulated all the HDFC MoneyBack Credit Card reward points, you can easily opt for HDFC MoneyBack Credit Card redemption. You can earn Rs. 30 from every 100 reward points.
- Online Spending
If you use HDFC MoneyBack Credit Card in your online spends you can avail some HDFC MoneyBack Credit Card offers like you can earn 100% more HDFC MoneyBack Credit Card reward points.
- Fuel surcharge waiver
Get the HDFC MoneyBack Credit Card offer of 1% fuel surcharge waiver on all fuel transaction above Rs. 400. This offer will give you up to Rs. 250 for every statement cycle.
- Safe and Secure
With the help of HDFC MoneyBack Credit Card security Chip your every transaction will be secured you made through this card.
- Zero liability on the lost card
If you lost your HDFC MoneyBack Credit Card and report within 24 hours on their facility, you do not have to bear any responsibility through your HDFC MoneyBack Credit Card.
- Get interested free period
With the HDFC MoneyBack Credit Card avail the interest-free period up to fifty days from the date of purchase.
- The validity of reward points
When you earn HDFC MoneyBack Credit Card Reward points, the validity of HDFC MoneyBack Credit Card Reward points is up to two years from the date of their accumulation.
HDFC MoneyBack Credit Card Eligibility Criteria
- Applicant should be salaried or self-employed.
- The age of HDFC MoneyBack Credit Card Applicant should be from 21-60 years.
- The applicant must have a minimum income of Rs. 30,000.
- The Applicant should have a minimum CIBIL Score of 650.
HDFC MoneyBack Credit Card Type of fees/charges
| HDFC MoneyBack Credit Card Type of fee/charge | Amount |
| Joining fee | Rs.500 |
| Annual fee | Rs.500 |
| Interest rate | 3.49% per month |
| Cash withdrawal fee | 2.5% of the withdrawn amount (Minimum Rs.500) |
| Cash advance limit | 40% of the credit limit |
| Rewards redemption fee | Rs.99 per request |
| Late payment charges | · Less than Rs.100 – None· Rs.100 to Rs.500 – Rs.100· Rs.501 to Rs.5,000 – Rs.400· Rs.5,001 to Rs.10,000 – Rs.500· Rs.10,001 and above – Rs.750 |
| Over limit charges | 2.5% of the over-limit amount (minimum Rs.500) |
| Payment return charges | 2% of the payment amount (minimum Rs.450) |
| Cash processing fee | Rs.100 |
| Reissue of lost, stolen or damaged card | Rs.100 |
| The foreign currency transaction fee | 3.5% |
| Outstation cheque processing charge | Cheque value of up to Rs.5,000 – Rs.25 Cheque value of more than Rs.5,000 – Rs.50 |
