Loan Against Property

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

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Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

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Please Enter Your City Name

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In today’s world, the level of standard of living is increasing continuously. To cope-up with the growing need of finance, individual can take loan against property. You can opt for the loan against property by keeping your property as a security to to the lending bank or financial institution. The property type can either be a commercial/residential building or just a piece of land

You can take loan against property and use it to fulfil a variety of needs-

  • Any medical emergency
  • Child’s education
  • Marriage purpose
  • Buying or constructing house
  • Business related use
  • For some other personal use


Here, are the types of Loan Against Property-


  • Loan against Self Occupied CommercialProperty.
  • Loan against Vacant Residential Property.
  • Loan against Rented Residential Property.
  • Loan against Industrial Property.



Documents required for Loan Against Property


Here are the documents required for Loan Against Property-


For Salaried Individual

  • Passport size photograph.
  • ID proof- PAN Card, AADHAR Card, Voter Id card.
  • Address proof– Ration card, Passport, Any utility bill like electricity or gas bill (for last 2 months), LIC policy/receipt, Bank account statement, Letter from a recognized public authority verifying the customer’s residence address
  • Residence Ownership proof– Any maintenance bill, property documents.
  • Income proof– Salary Slip of last 2 months, copy of FORM 16, IT Return of last 3 years, Promotion letter.
  • Proof of job continuity– Current job appointment letter (if it is more than 2 years), Current employment certificate, Experience Certificate (including your previous job certificate or appointment and relieving letter).
  • Bank Statement– Last 6 months bank statement of salary account.
  • Investment proof (if any)- fixed assets, shares, fixed deposits etc.
  • Advanced Processing cheque for processing loan documents for sanction.


For Self-employed Professional Individual

  • Passport size photograph.
  • ID proof- PAN Card, AADHAR Card, Voter Id card.
  • Address proof– Any utility bill like electricity or gas bill (for last 2 months), Property Documents.
  • Office Ownership proof– Any maintenance bill, property documents.
  • Income proof- Latest 3 years Income Tax Returs attested by a Chartered accountant, Audited balance sheet and Profit & Loss accounts, including tax audit report.
  • Address proof– Ration card, Passport, Any utility bill like electricity or gas bill (for last 2 months), LIC policy/receipt, Bank account statement, Letter from a recognized public authority verifying the customer’s residence address
  • Residence Ownership proof– Any maintenance bill, property documents.
  • Income proof– Latest 3 years Income Tax Returs attestede by a Chartered accountant, Audited balance sheet and Profit & Loss accounts, including tax audit report.
  • Business Existence proof– Saral Copy of last 3 years, Any Tax Registration Copy, License of Company Registration.
  • Bank Statement– Last 1 year bank statement of both current and savings account.
  • Investment proof (if any)- fixed assets, shares, fixed deposits etc.
  • Advanced Processing cheque for processing loan documents for sanction.

For Self-employed Professional Individual

  • Passport size photograph.
  • ID proof- PAN Card, AADHAR Card, Voter Id card.
  • Address proof– Any utility bill like electricity or gas bill (for last 2 months), Property Documents.
  • Office Ownership proof– Any maintenance bill, property documents.
  • Income proof– Latest 3 years Income Tax Returns attested by a Chartered Accountant, Audited balance sheet and Profit & Loss accounts, including tax audit report.
  • Residence Ownership proof– Any maintenance bill, property documents.
  • Income proof- Latest 3 years Income Tax Returs attested by a Chartered accountant, Audited balance sheet and Profit & Loss accounts, including tax audit report.
  • Business Existence proof– Saral Copy of last 3 years, Any Tax Registration Copy, License of Company Registration.
  • Bank Statement– Last 1 year bank statement of both current and savings account.
  • Investment proof (if any)- fixed assets, shares, fixed deposits etc.
  • Advanced Processing cheque for processing loan documents for sanction.

     

Property Documents

The property documents are common for salaried, self-employed professional and self-employed non-professional individuals.

  • Copy of agreement executed / Sales Deed.
  • Latest Maintenance Bill.
  • Share Certificate.
  • List of documents & sanction letter given by Existing Banker (if Applicable).

Documents showing Municipal Corporation approval of building plan (in case of residential/commercial property).

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Proceed

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Proceed
Back

Please Enter Your Company Name

Please Enter Valid Company Name

Please Enter Your City Name

Please Enter Valid City Name

Proceed
Back

Please Enter PAN Card No

Please Enter Valid PAN Detail

Proceed
Back

Please Enter Your Name !

Please Enter Valid Name !

Name Must Contain Only Alphabets !

Please Enter Your Email Id

Please Enter Valid Email Id

Please Enter Your Mobile No.

Please Enter Valid Mobile No.

Invalid Mobile No.

Please Accept Terms of Use !

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