Details of HDFC ERGO Health Insurance Plan

Health Insurance

Today, a health insurance policy is mandatory to protect you and your family from any health-related issues. HDFC ERGO Health insurance plan is one of the best options for a health insurance policy. It provides comprehensive coverage against a reasonable premium. 

HDFC ERGO Health Insurance policy provides coverage for individuals as well as their families. The facility of cashless hospitalization, no-claim bonus, critical illness coverage and much more are offered by HDFC ERGO Health Insurance Plan. 

Why you should choose HDFC ERGO Health Insurance Plan?

  • HDFC ERGO Health Insurance Policy covers a maximum of 4 family members with 2 adults and 2 children.
  • The expenses for critical illness is covered by HDFC ERGO Health insurance plan.
  •  HDFC ERGO Health Insurance policy offers cashless hospital facility.
  •  24*7   assistance is available for HDFC ERGO Health Insurance plan.
  • Services like- day care procedures, pre, and post-hospitalization costs and much more are offered by HDFC ERGO Health Insurance policy.
  • Online payment of insurance premium is available.
  • The benefit of No Claim Bonus is offered by HDFC ERGO Health Insurance plan.
  • There are a varied kinds HDFC ERGO Health insurance plan which you can choose as per your need. Some of them are- Group health insurance plan, family health insurance plan, individual health insurance plan and much more.
  • Based on your HDFC ERGO Health insurance policy premium, you will enjoy the benefit of tax deduction under Section 80D of Income Tax Act.

Policies of HDFC ERGO Health Insurance Plan

There are 2 types of HDFC ERGO Health Insurance policies-

Indemnity Health Insurance Policy- The policyholder gets coverage for the actual financial amount, given the maximum sum amount to be insured.

Lump Sum Payment Health Insurance Plan- As any illness or accident occurs, the payment is immediately made to the insured individual. This policy covers the small medical expenses.

  • This  policy is very affordable
  • It  provides Ayush benefits
  • It offers the coverage of inpatient treatment
  • Provides tax benefit under Section 80D

Different kinds of HDFC ERGO Health Insurance Plans

HDFC ERGO Health Insurance Plan offers different types of insurance plan to provide medical coverage.

  • HDFC ERGO Health Suraksha Plan
  • HDFC  Health Suraksha Regain Insurance Plan
  • HDFC Gold Insurance Plan
  •  HDFC  Gold Regain Insurance Plan
  • Critical Illness Platinum Insurance Plan
  • Critical Illness Silver Insurance Plan
  • HDFC Health Suraksha Top Up Plan

Points to remember about HDFC ERGO Health Insurance Policy

  • You can go for cashless claims under HDFC ERGO Health Insurance plan when you get admitted in the impaneled hospital of HDFC ERGO.
  • In case you are admitted to a hospital which is not under the network of HDFC ERGO, then you can opt for reimbursement claim.
  • Online Renewal of HDFC ERGO Health insurance plan is available.
  • HDFC ERGO Health insurance plan has an Iaaa rating from ICRA. So, it ’s very trustworthy.
  • Enjoy the benefit of ‘Cumulative Bonus’ under HDFC ERGO Health insurance plan after every claim free year.
  • For every claim, free year, enjoy a bonus of 5% on the sum insured.

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