HDFC Bank Credit Card Comes with a lot of offers once you have opted for HDFC Bank Credit Card Apply Online you can easily track your HDFC Bank Credit Card Status. And if you match the HDFC Bank Credit Card Eligibility your HDFC Bank Credit Card will be on your doorstep. You also can check your HDFC Bank Credit Card Eligibility through HDFC Bank Credit Card Eligibility Calculator and you will know your HDFC Bank Credit Card Eligibility. HDFC Bank Credit Card Eligibility for self-employed and HDFC Bank Credit Card Eligibility Salaried makes no difference but only the age criteria are different. Though every HDFC Bank Credit Card comes with different HDFC Bank Credit Card Eligibility Criteria. Cards like Infinia, Regalia, and Diners Club Back has higher HDFC Bank Credit Card Eligibility criteria than cards like platinum times card or Bharat card.
HDFC Bank Credit Card Eligibility Criteria
HDFC Bank Credit Card Eligibility age is from 21 years to 65 years. But also people over the age of 15 years can apply for HDFC Bank credit card.
- Regular Income
Applicant should have a regular income. He can have a regular business or salaried for at least the last three months. The applicant should have proof either with their IT file or last three months salary slips. If the applicant is one of them he or she will pass the HDFC Credit Card Eligibility.
Bank will check applicants income if he/she is capable of repaying his/her credit card bill. This thing has an important role when comes to set the credit card limit. Applicant should have at least a monthly income of Rs. 20,000 for HDFC Bank Credit Card Eligibility.
- Credit History
Credit history tells about your past loan repayment. So if you have a good credit score you will get a better credit card and higher credit limit. And a good credit score really helps when you take any kind of loan. You should have at least 650 credit score for HDFC Bank Credit Card Eligibility.
Applicant should be an Indian resident or non-resident Indian to be eligible for HDFC Bank Credit Card.
HDFC Bank Credit Card documents require
Following are the set of documents which are required to apply for a credit card-
- ID Proof
- PAN card
- Aadhar card
- Voter ID card
- Driving License
- Address Proof
- Rental Agreement
- Electricity Bill
- Telephone Bill
- Income Proof (For Self-employed)
- Business Continuity Proof
- Balance Sheet or Audited Profit and Loss Statement
- Statement of recent ITR (Income Tax Returns)
- Income Proof (For Salaried)
- Appointment letter
- Recent Salary slip/s
- Salary Certificate