State Bank of India (SBI)
The State Bank of India commonly known as SBI is the largest public sector banking & financial body. With its headquarter in Mumbai, SBI Bank has 23% market share in the assets. Being the oldest commercial bank in the Indian continent, SBI Bank was first established in 1806 as Bank of Calcutta. SBI Bank has over 59000+ ATMs and spread over 24000 branches along with 195 foreign offices in almost 36 countries. A huge range of financial products and services are offered by SBI Bank namely- personal loan, credit cards, gold loan, fixed deposits, home loan, car loan and much more. Following are the list of customized products & services as provided by SBI Bank-
SBI Bank Loan Products
SBI Bank Personal Loan
To suit different financial needs, SBI Bank offers Personal Loan at an attractive interest rate. SBI Bank Personal Loan are of 4 types namely- Xpress Credit Loan, Xpress Power, SBI Pension Loan, and Pre Approved Personal Loans. With EMI based unsecured loan, SBI Bank Personal Loan offers flexible repayment tenure within 1 year to 5 years.
SBI Bank Business Loan
SBI Bank Business Loan aims to fulfill various business needs of large as well as small & medium enterprises. With unsecured and secured loan options, SBI Bank Business Loan offers different customized business products. Along with competitive interest rate, SBI Bank Business Loan offers minimum documentation and flexible repayment option.
SBI Bank Home Loan
SBI Bank Home Loan helps you to buy your own home at an attractive interest rate. There are various kinds of SBI Bank Home Loan to cater a wide range of requirements. SBI Bank Home Loan offers low-interest rates, low processing fee and no hidden charges.
SBI Bank Gold Loan
With SBI Bank Gold Loan, you can meet your financial needs against gold ornaments and gold coins. For SBI account holders, the loan amount for SBI Bank Gold Loan ranges from Rs. 20000 to Rs. 20 lakhs with a low-interest rate.
Other Loan Products of SBI Bank
In addition to the above-mentioned loan products, SBI Bank offers some other products. SBI Bank Loan Against Property, SBI Bank Two-Wheeler Loan, SBI Bank Education Loan, and SBI Bank Car Loan.
SBI Bank Cards
For easy online transactions, SBI Bank offers credit cards. There are variants of SBI Bank Credit Card to address different needs. Using SBI Bank Credit Card, you get to enjoy reward points, cashback, lounge access, welcome bonus, discounts on fuel, shopping & dinner etc.
SBI Bank Debit Card
SBI Bank Debit Card provides different debit cards to fulfill various needs of the customers. There are different types of SBI Bank Debit Card which offers flexible withdrawal limits, shopping discounts, reward points etc.
SBI Bank Deposit Account
SBI Bank offers two types of deposit accounts- Savings & Current Account. SBI Bank Current Account offers 8 different variants to fulfill your needs. Also, very low maintenance fee is charged for SBI Bank Current Account with a minimum balance of Rs. 10000 can be opened. SBI Bank Savings Account offers 5 types of savings account and offering an attractive interest rate on the account balance.
SBI Bank Investment
SBI Bank Investment options are of two kinds- Fixed Deposit and Recurring Deposit. With the tenure between 12 to 120 months, SBI Bank Recurring Deposit offers loan or overdraft up to 90% against the former account. For regular individuals, SBI Bank Fixed Deposit offers interest rate from 5% to 6.80%. SBI Bank Fixed Deposit scheme provides 5.50% to 7.30% interest rate for senior citizens.