Capital First is India’s one of the most renounced NBFC (Non-Banking Financial Service) founded in 2012 by V. Vaidyanathan. Capital First was listed on NSE and BSE. The market cap of Capital First grew from Rs. 7.81billion (31st March 2012) to Rs. 60.96 billion (31st March 2018). On December 2018 Capital First NBFC and IDFC Bank have announced the completion of their merger creating a combined loan asset book of Rs. 1.03 lakh crore for the merged entity. The merged entity is now named as IDFC First Bank. Capital First is known for its amazing customer care services. They provide amazing loan offers to its customer. Here are the popular loan products Capital First offers to its customers.
Personal Loan
Capital First offers personal loans in the lowest interest rate to help your need. Capital First processes their personal loans very fast. They provide approval within 48 hours if you have all the correct documents. You will also get the foreclosure option. The documentation for Capital First Personal Loan is also minimal. The repayment tenure for Capital First Personal Loan is also flexible.
Business Loan
Capital First Business Loan is one of their popular loan products. From small to medium-sized enterprises they give all Capital First Business Loan to expand their business and grow every day. The process of the Capital First Business Loan is fast and you avail Capital First Business Loan up to Rs. 75 lakhs. The documentation is also minimal. Also, their customer care service is outstanding. You can avail Capital First Business Loan online by just clicking a button.
Loan against property
You can avail Capital First Loan against property at any time online. You have to mortgage your asset to Capital First to avail this loan. You can avail up to Rs. 10 crores. The tenure of Capital First Mortgage Loan is up to 15 years. Capital First Loan Against Property is offered on self-occupied residences, self-employed commercial property, leased commercial and residential property.
Two- Wheeler Loan
Capital First offers it customer Two Wheeler Loan to buy Two-wheeler like Bike, scooter, etc in attractive interest rate. The loan processing is fast and the EMI amount is also low. And the most interesting thing in Capital First Two Wheeler Loan is they offer this loan to both salaried and self-employed.
Durable Loan
Capital First offers its customer durable loan. This loan helps the customers to buy new products like LCD TV, Computer, Phone, etc. The EMI options make the Capital First Durable Loan easier. The interest rate is 0%, the down payment is low, the documentation process is simple, you don’t have to deposit any document for security. The Capital First Durable Loan is offered to the people who are above 21 years.
Used Car Loans
Capital First Used Car Loans finances to those who buy second-hand cars. You will get 100% LTV Option, the documentation is simple and easy, the interest rate is low, you can easily repay this loan. The minimum age for this loan is 21 years.
