Fullerton India Personal Loan Interest Rates

Fullerton India is India’s one of the largest NBFC. Fullerton India Personal Loan Interest Rates is lower than other financial institutions. Fullerton India Personal Loan Interest Rates starts from 20.00%* to 49.00%* p.a. Fullerton India Personal Loan Interest Rates is lower for salaried comparatively self-employed. The processing fee is excluded from Fullerton India Personal Loan Interest Rates so you have to pay that which is very minimal. Also who have a salary account in Fullerton India they will get Fullerton India Personal Loan Interest Rates lower other than other customers. To get lower Fullerton India Personal Loan Interest Rates you must have higher eligibility criteria like you should have CIBIL Score more than 650.

Fullerton India Personal Loan Interest Rates Calculator

Your Fullerton India Personal Loan Interest Rates is calculated through your eligibility criteria. If you have higher eligibility criteria your Fullerton India Personal Loan Interest Rates will be lower. And if you have lower Fullerton India Personal Loan Eligibility Criteria your Fullerton India Personal Loan Interest Rates will be higher.

Reducing Fullerton India Personal Loan Interest Rates is not that hard, you just have to follow some rules; if you have higher credit score your Fullerton India Personal Loan Interest Rates will be lower. So here are some factors which will affect your Fullerton India Personal Loan Interest Rates.

• CIBIL Score

  CIBIL Score or Credit Score is the most important thing on your Fullerton India Personal Loan Interest Rate. If you have high CIBIL Score that means your Fullerton India Personal Loan Interest Rates will be low and if you have low CIBIL Score you’re Fullerton India Personal Loan Interest Rates will be high. Your CIBIL Score depends on how you pay your personal loan. To make your CIBIL Score high you need to repay your personal loan on time. And you will get lower Fullerton India Personal Loan Interest Rates.

• Applicant’s Age

  The applicant’s age is one of the most important in Fullerton India Personal Loan Interest Rates. The age group for personal loan eligibility is 21 to 60 years old. The younger you are there are much chance that you will have a lower Fullerton India Personal Loan Interest Rates. You will even get offers if you are applying for a personal loan in younger age. Your Fullerton India Personal Loan Interest Rates will be much lower on younger age.

• Employment

  Your employment stability matters a lot on your Fullerton India Personal Loan Interest Rates. If you are a salaried person your employer also matters as every financial institution have a company list and if your employer is in the CAT A list your Fullerton India Personal Loan Interest Rates will be low. And if you are working there more than two years your Fullerton India Personal Loan Interest Rates will be low. And if you are self-employed you must run your business at least for five years to have high personal loan eligibility. And if you are working with a top notch company you salary is also high and if you are in a high position that means you will have a bright career ahead so your Fullerton India Personal Loan Interest Rates will be low.

• Existing Debt

  If you are someone who has existing debt on his neck your Fullerton India Personal Loan Interest Rates can be higher. As you are already paying EMIs on those and if you are taking a new one this can be your liability and you won’t get any loan if your existing loans has already consumed 40% your monthly income. So it is advisable if you have any existing personal loan you can transfer the balance with the new one and can take a top up loan so your Fullerton India Personal Loan Interest Rates can be lower.

• Geographic Location

  Geographical locations matters a lot on your Fullerton India Personal Loan Interest Rates as if you are from metro city you will get lower Fullerton India Personal Loan Interest Rates than someone from rural areas. Also some financial institution has red marked on some places so if you are from one of those places your Fullerton India Personal Loan Interest Rates will be high.

• Housing Situation

  If you have your own house there are maximum chances that your Fullerton India Personal Loan Interest Rates will be low and your personal loan will be approved but if you are living in a rental house your Fullerton India Personal Loan Interest Rates will be high as your monthly income gets lower for that.